$RETIRE ▲ RETIRING HOLD $RETIRE · EARN 401K SHARES MCVT · MILLER CONVERTIBLE TOTAL RETURN ETF 60% SUPPLY → RETIRED @ $12K MCAP TAX 2 / 2 · PANCAKESWAP HOLD = COLLECT MCVT DIVIDENDS
Documentation

The Retirement Bull handbook

Everything about how $RETIRE tightens its supply, taxes trades, and rotates that tax into a real ETF that lands in your wallet.

Overview

The Retirement Bull ($RETIRE) is a community memecoin on BNB Chain built around one idea: a token you can hold and forget. Instead of asking you to trade the chart, it does the work in the background — shrinking its own circulating supply, taxing every trade, and quietly buying you exposure to a real, boring ETF.

Hold $RETIRE, earn 401K shares. The pension it pays out is denominated in MCVT — the Miller Convertible Total Return ETF, a tokenized share — airdropped directly to holders.

TL;DR — 60% of supply retires from circulation at a $12K market cap. Every buy and sell pays a 2% / 2% tax. That tax is rotated into the MCVT ETF and airdropped to $RETIRE holders. You just hold.

The 60% Retirement

Once $RETIRE reaches a $12,000 market cap, sixty percent of the total supply retires — it is permanently removed from active circulation. This is the bull clocking out.

Why it matters

  • The circulating float drops sharply, so the same buy pressure moves further.
  • Every coin still in circulation represents a larger share of the token.
  • It happens once, at a known trigger — no ongoing sell pressure from a team wallet.
The exact on-chain mechanism for retiring the 60% (time-lock vs. permanent removal) is being finalised and will be published and verifiable on-chain before it triggers.

The 2 / 2 Tax

Every trade on PancakeSwap pays a small tax: 2% on buys and 2% on sells. There is no burn and no reflection lottery — the tax is a straightforward pension contribution that all flows to a single fund address.

  • Buy tax: 2%
  • Sell tax: 2%
  • Destination: the rotation fund (see below) — never burned, never sent to a dead address.

The tax runs on PancakeSwap's supported 2/2 model, so it behaves predictably for every trader and every aggregator.

The MCVT Rotation

The fund address collects the 2/2 tax and periodically converts it into MCVT — the Miller Convertible Total Return ETF. MCVT is a real, tokenized ETF share, not a synthetic — a diversified convertible-bond total-return product, bought with memecoin tax.

Collect2 / 2 tax accrues in the fund
Convertfund swaps into MCVT
DistributeMCVT airdropped to holders

This turns ordinary trading volume into a slow, steady stream of ETF accumulation on behalf of the community.

Airdrops & Eligibility

The MCVT the fund accumulates is airdropped pro-rata to $RETIRE holders. The more of the bull you hold, and the longer you hold it, the more of the pension you collect.

How to qualify

  • Hold $RETIRE in a self-custody wallet at the time of each snapshot.
  • Distributions are proportional to your share of eligible supply.
  • Liquidity-pool, contract, and retired-supply addresses are excluded so real holders get the full share.
Snapshot cadence and the first distribution date will be announced on X once the contract is live.

Tokenomics

ParameterValue
NetworkBNB Chain
DEXPancakeSwap
Buy / sell tax2% / 2%
Supply retired at $12K mcap60%
Rotation assetMCVT ETF
Holder payoutMCVT airdrop
Total supplyTBA
Contract addressTBA

Phases

  • Phase 0 — Launch. $RETIRE goes live on PancakeSwap with the 2/2 tax active from block one.
  • Phase 1 — Retirement. At a $12K market cap, 60% of supply retires from circulation.
  • Phase 2 — Rotation. The fund begins converting collected tax into MCVT.
  • Phase 3 — Pension. Recurring MCVT airdrops to holders begin and continue for as long as there is volume.

FAQ

Do I have to stake or claim anything?
No. Hold $RETIRE in your wallet and MCVT is airdropped to you. No staking, no lock-ups, no claim transactions required.
What is MCVT?
The Miller Convertible Total Return ETF — a real tokenized ETF share. The fund buys it with the trading tax and hands it to holders.
What happens at $12K market cap?
60% of the total supply retires from circulation, permanently tightening the float. It is a one-time event at a fixed trigger.
Is the tax burned?
No. Unlike burn tokens, nothing is destroyed — the 2/2 tax is collected and rotated into the MCVT ETF for holders.
Which chain and DEX?
BNB Chain, traded on PancakeSwap.

Disclaimer

$RETIRE is a community memecoin on BNB Chain with a retirement theme. The MCVT airdrop and ETF rotation are mechanics of the token and do not constitute a regulated security, fund, managed account, or investment product, and confer no ownership, dividend right, or claim on any entity. Cryptocurrency is volatile and you can lose everything. Nothing in this document is financial, legal, or tax advice. Always do your own research and never risk more than you can afford to lose. Retire responsibly.